The automotive repair industry is a thriving one. If you are in the trade, good service and quality work will get you far. Automotive repairs refer to any vehicles including cars, trucks, RVs, motorcycles and even tractors, it really depends on your speciality. What you must bear in mind is that client safety and the safety of their vehicles while in your facility are your responsibility as the business owner and acquirer of the certified DBE firm. In a workshop environment accidents do happen regardless of how cautious you and your staff are and you need to be prepared for the incidents in advance. Garage liability insurance ensure that you are covered completely.
Customers bring their vehicles to you for repairs and they leave them in your possession for periods of time. Clients need to be sure that should their vehicle fall prey to damage of theft while in your possession that they will be covered for whatever happens, even if it means replacement of the vehicle.
While your primary concern may be the safety of the customer's vehicles, you do need to consider the safety of the clients themselves as well. It is the nature of working in a workshop environment that injury could occur. While every safety precaution is taken, accidents can never be completely avoided. Medical costs involved in treating customers who have been injured on your premises through your operations will be covered with a garage liability insurance plan in place.
The furtherest thing from your mind at any stage is an accident or theft on your premises, however, they do happen and you need to be aware and prepare. The cost implications of repairing a damaged car or even worse, replacing a stolen one will devastate your business as will medical costs involved in client treatment if injured.
The financial implications are one thing, however, your reputation as a business is something quite another. People are much more eager to share bad experiences than they are good and an incident within your garage could cost you clients in the long-term and trust in your facility will be marred.
Many garages manufacture their own products or sell products as an added benefit, however, placing a product that is faulty into a vehicle could cause damage that is extensive. Garage liability insurance covers you in this instance. Should you unknowingly place a defective part in a vehicle and that action causes damage to the vehicle, the policy will cover the costs of the repairs or in severe cases, the replacement of the vehicle.
While this kind of insurance does cover you comprehensively for damage to client vehicles and injury to the clients themselves, it does not include anything that may affect your employees. When selecting your policy, take into consideration all your options. There are a number of various policies available for you to select from.
For many garage owners, especially new garages, the temptation to disregard garage liability insurance is a tremendous one, however, any incidents or accidents going forward could spell the end of your business. Premiums each month are worth the money spent to prevent your own downfall and the ensure that financial drain is not caused should any incidents take place. The reality of it is that in a garage or workshop environment, regardless of the care and precautions taken, accidents are an eventuality.
Customers bring their vehicles to you for repairs and they leave them in your possession for periods of time. Clients need to be sure that should their vehicle fall prey to damage of theft while in your possession that they will be covered for whatever happens, even if it means replacement of the vehicle.
While your primary concern may be the safety of the customer's vehicles, you do need to consider the safety of the clients themselves as well. It is the nature of working in a workshop environment that injury could occur. While every safety precaution is taken, accidents can never be completely avoided. Medical costs involved in treating customers who have been injured on your premises through your operations will be covered with a garage liability insurance plan in place.
The furtherest thing from your mind at any stage is an accident or theft on your premises, however, they do happen and you need to be aware and prepare. The cost implications of repairing a damaged car or even worse, replacing a stolen one will devastate your business as will medical costs involved in client treatment if injured.
The financial implications are one thing, however, your reputation as a business is something quite another. People are much more eager to share bad experiences than they are good and an incident within your garage could cost you clients in the long-term and trust in your facility will be marred.
Many garages manufacture their own products or sell products as an added benefit, however, placing a product that is faulty into a vehicle could cause damage that is extensive. Garage liability insurance covers you in this instance. Should you unknowingly place a defective part in a vehicle and that action causes damage to the vehicle, the policy will cover the costs of the repairs or in severe cases, the replacement of the vehicle.
While this kind of insurance does cover you comprehensively for damage to client vehicles and injury to the clients themselves, it does not include anything that may affect your employees. When selecting your policy, take into consideration all your options. There are a number of various policies available for you to select from.
For many garage owners, especially new garages, the temptation to disregard garage liability insurance is a tremendous one, however, any incidents or accidents going forward could spell the end of your business. Premiums each month are worth the money spent to prevent your own downfall and the ensure that financial drain is not caused should any incidents take place. The reality of it is that in a garage or workshop environment, regardless of the care and precautions taken, accidents are an eventuality.
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